When a woman’s health is not guaranteed, health insurance is unaffordable
- by admin
Health insurance is the lifeblood of many people in India, and its unaffordable to the extent that a vast majority of Indians have no access to it.
A large proportion of India’s population lives in rural areas, with the rural population being the most vulnerable, and the rural poor disproportionately affected by the current health crisis.
India has been the focus of a growing global health crisis, with many countries in the region reporting significant increases in deaths due to chronic diseases.
India is home to the world’s largest Muslim population, with more than 30 million Muslims.
Many Indian Muslims have no medical insurance and a lack of access to affordable, quality healthcare in rural India is a major factor in the current state of affairs.
A large proportion in India’s Muslim population live in rural parts of the country.
A 2014 survey by the Centre for Social and Economic Research, a think tank in India with a focus on social, economic, and environmental policy, found that more than 50 per cent of Muslims living in the country are without access to healthcare.
A 2015 report by the National Health Policy Research Institute (NHPRI) also found that in the rural parts, an estimated 65 per cent were without access.
The report also noted that the rural areas with the highest rates of rural poverty and illiteracy had the highest levels of uninsurance, with 70 per cent and 75 per cent being uninsured in urban areas, respectively.
India’s largest private health insurance company, Anthem Blue Cross, has been selling health insurance to a significant number of Indian Muslims for the past four years, but according to a report published in December, the company has not provided enough coverage for the growing numbers of people in rural and rural-suburban areas.
A study by the World Bank estimated that about 3.5 million people in Indian urban areas were without insurance coverage in 2015.
In the study, the World Health Organization (WHO) and the Indian government had found that India’s rural population, including Muslims, was particularly vulnerable to chronic and chronic diseases such as chronic obstructive pulmonary disease (COPD), and that the poorest people in the population were more likely to be affected by such diseases.
However, the WHO said that it was not aware of any government plans to provide health insurance for all rural people.
India is currently grappling with a massive pandemic, with almost three million people dying from the coronavirus and another 7 million infected.
India’s healthcare system is in dire need of improvements, with an estimated 75 per or 80 per cent patients needing treatment within 48 hours of their diagnosis.
The current government’s focus on the implementation of the Goods and Services Tax (GST) and nationalised banks, has led to a massive shift in the state’s healthcare and health sector, which has left the poorest in the poorest parts of India with an unaffordable healthcare and no access.
A report by a UN-affiliated charity, the UN World Food Programme, said that India has one of the worst healthcare systems in the world, with some areas experiencing catastrophic levels of COVID-19.
A spokesperson for the government, however, has said that the government is committed to ensuring the availability of health insurance coverage for all people.
“The government has announced a scheme for providing health insurance and free hospital treatment to all citizens in the nationalised sectors.
This will also provide free primary health services, including maternity and newborn care, to all people, irrespective of their income level,” the spokesperson said.
The spokesperson also said that more funds have been allocated for the implementation and expansion of the National Integrated Primary Health (NIPHS) Programme.
The NIPHS was created in 2019 and aims to provide primary health care services to the poorest population in India.
In 2019, the government set aside a whopping Rs 10,000 crore to provide free health care to poor households in the National Rural Health Mission, and an additional Rs 1,600 crore has been earmarked for this purpose.
India currently has no healthcare insurance for Muslims, but the government has been making efforts to ensure the availability for them.
The Health Insurance (India) Act of 2017, which was introduced in April, has mandated that every Indian resident must have at least one health insurance policy.
This provision was expanded to cover the rural populations of all parts of Indian society, including Hindus and Christians.
According to a spokesperson for Anthem Blue Blood, the organisation has already provided free primary medical care for the poor in some villages in the district of Bhilai.
In a statement, the spokesperson, Prasanna Kumar, said the organisation is committed for the provision of health coverage to all the Indian poor.
“A government decision to provide insurance coverage to the poor is a step in the right direction,” she said.
Health insurance is the lifeblood of many people in India, and its unaffordable to the extent that a vast majority…
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